Insurance renewal time😡

All Porsche Macan Related Discussion
JurassicGTS
Posts: 471
Joined: Thu Jun 18, 2020 7:19 pm
Location: Sunny Dorset and Marbella

Post by JurassicGTS »

Had my renewal quote from Saga who I have been with for many years. I had previously compared online with quotes between £220 to £240 for Aviva and LV.
I used a different registration number for an identical car to get a Saga quote, which came out at £217.
Saga renewal quote was £340.
Just outrageous😡😡😡
Called them up and they matched the £217 and fixed for 3 years, but WHY do insurance companies do this?
2018 Macan GTS Carmine Red
2023 Boxster GTS 4.0 Arctic Grey
2023 Cupra Born V2 77kWh Glacier White

Tracky
Posts: 4233
Joined: Fri Feb 22, 2019 10:26 pm

Post by Tracky »

Same on our Seat this week

Bordering on unethical
On order

GT4 RS

Current

2019 992 S
2019 Macan S
2014 Modified Lotus Exige V6
2022 Seat Ibiza 1.0 (115ps) DSG Excellence Lux(dog’s!)
1987 928S4
1967 Jag Mk2 3.4

Ex

2012 Boxster S
AndyC160
Posts: 839
Joined: Sun Sep 15, 2019 11:11 am

Post by AndyC160 »

Unfortunately it's because they can...I imagine a few people just let their insurance auto renew or they cant be bothered to get a few quotes. I've always got them to match or better either other quotes or a quote I've got myself from the same company. It's just a crap game you have to waste time playing
2021 Macan GTS Jet Black with Full Espresso Leather :D
2018 Macan in Agate grey (now sold)
Audi B5 RS4 - tweaked a little bit ;)
Lotus Elise S1 Sport 160
Toddie
Posts: 463
Joined: Thu Jan 16, 2020 2:45 pm

Post by Toddie »

JurassicMacan wrote: Sun Jan 24, 2021 8:15 pm Had my renewal quote from Saga who I have been with for many years. I had previously compared online with quotes between £220 to £240 for Aviva and LV.
I used a different registration number for an identical car to get a Saga quote, which came out at £217.
Saga renewal quote was £340.
Just outrageous😡😡😡
Called them up and they matched the £217 and fixed for 3 years, but WHY do insurance companies do this?

Is the sum of £217 from Saga for insuring your Macan ? Or for one of your other cars?
2017 Macan S, Carrara White Metallic, Agate Grey Leather, 21” 911 Turbo Design wheels.
JurassicGTS
Posts: 471
Joined: Thu Jun 18, 2020 7:19 pm
Location: Sunny Dorset and Marbella

Post by JurassicGTS »

The Macan, my F-Type was £240 at last renewal June 2020 also with Saga.
Commuting not covered though, as lucky enough not to have to😜
2018 Macan GTS Carmine Red
2023 Boxster GTS 4.0 Arctic Grey
2023 Cupra Born V2 77kWh Glacier White
Tracky
Posts: 4233
Joined: Fri Feb 22, 2019 10:26 pm

Post by Tracky »

Oh to be old 😏
On order

GT4 RS

Current

2019 992 S
2019 Macan S
2014 Modified Lotus Exige V6
2022 Seat Ibiza 1.0 (115ps) DSG Excellence Lux(dog’s!)
1987 928S4
1967 Jag Mk2 3.4

Ex

2012 Boxster S
JurassicGTS
Posts: 471
Joined: Thu Jun 18, 2020 7:19 pm
Location: Sunny Dorset and Marbella

Post by JurassicGTS »

Or lucky 😋
2018 Macan GTS Carmine Red
2023 Boxster GTS 4.0 Arctic Grey
2023 Cupra Born V2 77kWh Glacier White
On-Track
Posts: 2135
Joined: Sun May 03, 2015 12:59 pm
Location: Staffordshire

Post by On-Track »

Tracky wrote: Mon Jan 25, 2021 9:29 am Oh to be old 😏
Careful what you wish for, it's not all wine and roses.

In my experience there's a "bathtub" curve with insurance. Very high when you're young, a low point in middle age and a rise after the age of 70. At 75 with a GTS, I feel I've reached the bathtub overflow point.
Peter

Current: 2020 Carmine Red GTS http://www.porsche-code.com/PMST9ZI9
Gone- 2015 Sapphire Blue Diesel
Gone -2013 Cayenne Diesel
Toddie
Posts: 463
Joined: Thu Jan 16, 2020 2:45 pm

Post by Toddie »

JurassicMacan wrote: Mon Jan 25, 2021 9:24 am The Macan, my F-Type was £240 at last renewal June 2020 also with Saga.
Commuting not covered though, as lucky enough not to have to😜
Thanks for that information, I shall definitely try Saga on renewal, but currently still need commuting & business use, so that maybe where the big difference lies.
2017 Macan S, Carrara White Metallic, Agate Grey Leather, 21” 911 Turbo Design wheels.
User avatar
pmg
Posts: 2985
Joined: Wed Jun 20, 2018 7:31 pm

Post by pmg »

Toddie wrote: Mon Jan 25, 2021 12:06 am
JurassicMacan wrote: Sun Jan 24, 2021 8:15 pm Had my renewal quote from Saga who I have been with for many years. I had previously compared online with quotes between £220 to £240 for Aviva and LV.
I used a different registration number for an identical car to get a Saga quote, which came out at £217.
Saga renewal quote was £340.
Just outrageous😡😡😡
Called them up and they matched the £217 and fixed for 3 years, but WHY do insurance companies do this?

Is the sum of £217 from Saga for insuring your Macan ? Or for one of your other cars?
Jurassic does not state what annual mileage he has told his insurer for the various vehicles which will have an impact on premiums.
2019 Macan S Porsche code PKW8WKI8
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