Insurance

Funrider · Post by **Funrider** » Sun Oct 28, 2018 10:54 pm

I’ve been with NFU for several years, multi car policy with wife & sons, Wiltshire village.
On renewal:
May 2017, Macan SD, theft excess £350
May 2018, Macan Turbo, theft excess £1600

SRDL · Post by **SRDL** » Mon Oct 29, 2018 5:50 pm

I have just changed my LV policy from my eight year old Mercedes 3 litre diesel to a new GLC43. The increase for the four months to expiry was just £49 with all T&Cs the same - so theft excess of £300 (including £100 voluntary). I have always found LV very good value

VanB · Post by **VanB** » Mon Oct 29, 2018 5:52 pm

LV are generally excellent but don't come close to NFU for me with either the Cayman, Macan or 911. Prior to owning Porsche cars I always insured with LV.

Nosmo · Post by **Nosmo** » Tue Oct 30, 2018 5:51 pm

VanB wrote: ↑Mon Oct 29, 2018 5:52 pm LV are generally excellent but don't come close to NFU for me with either the Cayman, Macan or 911. Prior to owning Porsche cars I always insured with LV.

I used to insure our cars with LV (good experience) until they became too expensive. Followed forum suggestions to enquire with Aviva. Got a better deal (than with LV) and moved. Have enquired with NFU for the last 2 years and they are just too expensive. Not by a small amount either. Geography might come into it, or that's my simplistic explanation. Over 30 years NCD (only 18 can be "claimed") so it's not my track record.

Wing Commander · Post by **Wing Commander** » Tue Oct 30, 2018 6:15 pm

I think geography very much comes into it, Nosmo!

NFU wouldn’t even give me a quote! Clearly Swindon is not rural enough!?

Kasfranks99 · Post by **Kasfranks99** » Tue Oct 30, 2018 6:56 pm

Wing Commander wrote: ↑Tue Oct 30, 2018 6:15 pm I think geography very much comes into it, Nosmo!

NFU wouldn’t even give me a quote! Clearly Swindon is not rural enough!?

And if you are too rural they may not want to insure you too.

If only there was some consistency amongst them all would be helpful.

SAC1 · Post by **SAC1** » Tue Oct 30, 2018 8:50 pm

Picking up a brand new Seat Leon FR 2.0i tomorrow. LV are charging just £1.63 + £15.00 admin fee to change - bargin. Yet the new car is £18k list price more than the p/ex price of our current 4.5 year old identical 1.8ii model.

Insurance......go figure.

(In case you're wondering, got 20.6% off the RRP for a cash deal So cost to change £11k).

Wing Commander · Post by **Wing Commander** » Tue Oct 30, 2018 9:29 pm

How fat are the profit margins when dealers can give discounts of 20% to 25%?!

Paul · Post by **Paul** » Tue Oct 30, 2018 9:48 pm

If you are waiting for me Simon (

)

...dealers have a tedious ability to give everything away in the hope of reaching their quarter / annual target..I suspect the Seat dealer will be working on a few assumptions of CSI and othet target acheivements in order to earn £300 per car registered, which he won’t actually get paid until well into the next month (or even the next quarter)

Chasing manufacturer targets is a never ending quest!

Wing Commander · Post by **Wing Commander** » Wed Oct 31, 2018 8:58 pm

Thanks, Paul. I love that we benefit on here from your industry experience!

Insurance

Porsche Macan Owners Club

Follow Porsche Macan Forums