GAAP insurance vs NFU car insurance

[Fusion1966]

My OPC advised I take out GAP insurance for the paulty sum of £1000 over three years which would guarantee back to invoice value if written off etc

Just speaking to NFU Mutual and there comprehensive car insurance is essentially offering the equivalent for a very reasonable annual premium

Does anyone have experience of having to utilise this aspect of the cover and what was your experience?

[VanB]

No but if your car is on PCP it won’t be GAP covered by NFU


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[Paul]

And the NFU is only for the first 24 months.

[Weatherald]

And the NFU is only for the first 24 months.

Search on line you will find it cheaper.


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[jk88]

My OPC advised I take out GAP insurance for the paulty sum of £1000 over three years which would guarantee back to invoice value if written off etc

Sounds like a bargain

An ALA policy will be around 25% of that (maybe less as you will find various discount codes on this frorum for an additional 10-20% off)

[Kasfranks99]

If going with ALA use MSE25 as discount code
25% off policy

[Pivot]

I added new Macan S to my Admiral Policy for under £200 (for the period until the end of the calendar year)

BUT, now I see it is listed as Macan Turbo(?) I was very specific that it is an S, I guess telesales agents pickup what options they have in front. I will have to call again

[RickZ]

I moved my car insurance to NFU this year, whilst the 24mth GAP included is a nice to have you lose it if like me you change insurers frequently. A stand alone GAP policy is the best option, it remains in place whoever I insure with.

[DiverNick]

I added new Macan S to my Admiral Policy for under £200 (for the period until the end of the calendar year)

BUT, now I see it is listed as Macan Turbo(?) I was very specific that it is an S, I guess telesales agents pickup what options they have in front. I will have to call again

I picked up my new "S" this week and almost went with Admiral, but the sales agent was VERY vague on the engine spec to be covered.
So far ALL of the online quote engines I've looked at only have the old spec and in the event of a claim you could have a problem. Make sure they are prepared to issue you with written confirmation that they are accepting that what is on their system is the nearest match and that you are covered.
I ended up going through a broker to Aviiva who have had to do a manual policy update to the spec on their system ……………. guess what they also had the OLD spec listed.

[Firstmacan]

I pickup my new s tomorrow and NFU have it on their system. 24 months gap to replacement value.