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Insurance Quotes

Posted: Sat Aug 10, 2019 7:48 pm
by Bazza06
In anticipation of ordering a Macan GTS and curious about what I might pay for insurance I obtained a couple of quotes and was pleasantly surprised at the results.

When I had my SD in 2016 my insurance cost £501 for the first year and £512 for the 2nd year.

This was based on 9yrs protected NCB, 20,000 annual mileage with business use, 2nd driver and living in a non city area.

Car value was £66k and excess was about £350.

I have now run two quotes based on a vehicle value of £71,000 and all other details as per above.

For a zero excess and protected NCB I was quoted £433.
The same but with a £350 excess I was quoted £354.

This is over £150 cheaper for a more expensive vehicle.
OK, so I'm a couple of years older but I'm surprised at the drop in cost.

Re: Insurance Quotes

Posted: Sat Aug 10, 2019 10:06 pm
by SAC1
Using the same insurer? Which company?

Re: Insurance Quotes

Posted: Sat Aug 10, 2019 10:10 pm
by Bazza06
The cheapest quotes were with LV.

When I had my SD I insured with NFU.

Although they are renowned for being more expensive when I was with them they were on a comparison with others I obtained quotes from.

Re: Insurance Quotes

Posted: Wed Aug 14, 2019 11:20 am
by Cheshire Cat
£350 with LV with protected NC, Legal costs, courtesy car, just me driving and 9000 miles private use, but then I am ancient.

Re: Insurance Quotes

Posted: Wed Aug 14, 2019 1:21 pm
by Bazza06
Cheshire Cat wrote: Wed Aug 14, 2019 11:20 am £350 with LV with protected NC, Legal costs, courtesy car, just me driving and 9000 miles private use, but then I am ancient.
I forgot to add that my quote included a courtesy car but not legal costs as I have this covered elsewhere.

Given the value of the car I think it's a very good price.

Re: Insurance Quotes

Posted: Wed Aug 14, 2019 5:25 pm
by Deleted User 1895
My wife and I insure a Macan (10k miles), Boxster (5k) and BMW 640D (10k) for c£1200 p.a. with NFU. We have 5-9 years NCB and are 60+. Yours looks like an unbeatable deal.

Re: Insurance Quotes

Posted: Fri Aug 16, 2019 7:01 am
by jk88
Cheshire Cat wrote: Wed Aug 14, 2019 11:20 am £350 with LV with protected NC, Legal costs, courtesy car, just me driving and 9000 miles private use, but then I am ancient.
Almost unbeatable - £306 with all the above extras with NFU (although up £25 from last year)

Re: Insurance Quotes

Posted: Fri Aug 16, 2019 7:38 am
by Bazza06
jk88 wrote: Fri Aug 16, 2019 7:01 am
Cheshire Cat wrote: Wed Aug 14, 2019 11:20 am £350 with LV with protected NC, Legal costs, courtesy car, just me driving and 9000 miles private use, but then I am ancient.
Almost unbeatable - £306 with all the above extras with NFU (although up £25 from last year)
Wow. And with NFU that's some deal.

Re: Insurance Quotes

Posted: Tue Aug 20, 2019 3:44 pm
by Cheshire Cat
jk88 wrote: Fri Aug 16, 2019 7:01 am
Cheshire Cat wrote: Wed Aug 14, 2019 11:20 am £350 with LV with protected NC, Legal costs, courtesy car, just me driving and 9000 miles private use, but then I am ancient.
Almost unbeatable - £306 with all the above extras with NFU (although up £25 from last year)
£515-51 with the NFU :shock:

Re: Insurance Quotes

Posted: Tue Aug 20, 2019 5:25 pm
by VanB
911 GTS £300 with NFU (no tracker required) and wife's Q5 £400 so £700 pa for both cars is a bit of a bargain in my opinion