Gap insurance

ALA Gap Insurance, Alloy Wheel and Dent Insurance.
JS18GTS
Posts: 24
Joined: Sun Mar 25, 2018 3:29 pm

Post by JS18GTS »

Hi all, so there have been a few car thefts close to home and it’s got me thinking about gap insurance. ALA have quoted me £370 for 3 years on my 2018 gts. Just wondering if many of you out there use gap insurance and is £370 a good price?

Tim H
Posts: 27
Joined: Wed Mar 25, 2020 3:42 pm
Location: South West

Post by Tim H »

Some discount codes at the end of this article - https://www.moneysavingexpert.com/insur ... insurance/
Current: MY23 Macan S (Gentian Blue)
Previous: MY21 Macan S (Sapphire Blue)
User avatar
jaffacake
Posts: 401
Joined: Mon Aug 17, 2020 10:27 pm

Post by jaffacake »

Never seen any value in it, so no.
---
2018 Macan Turbo Exclusive Performance Edition with all the trimmings

viewtopic.php?f=23&t=10070
JurassicGTS
Posts: 471
Joined: Thu Jun 18, 2020 7:19 pm
Location: Sunny Dorset and Marbella

Post by JurassicGTS »

I got 25% off using MSE25.
Came to £330 for a 4 year back to invoice on a MY18 GTS.
Personally think it's a good value product, if the car is written off in say 3 years I get back exactly what I paid for it rather than the current value, allowing me to go out and buy something much newer.
Hope I never have to use it, but one of the better insurance products and at circa £80 per year, it's about a meal out.
2018 Macan GTS Carmine Red
2023 Boxster GTS 4.0 Arctic Grey
2023 Cupra Born V2 77kWh Glacier White
AllanG
Posts: 954
Joined: Fri Oct 02, 2020 8:00 am
Location: Southampton

Post by AllanG »

I also got 25% discount from ALA, and my views are the same as @JurassicMacan regarding the benefit of gap insurance.
Allan
2023 Macan S in Crayon
User avatar
JohnP
Posts: 531
Joined: Wed Nov 09, 2016 4:04 pm
Location: Stroud

Post by JohnP »

Unfortunately I can't seem to get gap insurance because my car is insured under a motor trade policy and is therefore specifically excluded.

The best I could do was buy an annual Total Loss Top Up policy which increases the total loss pay out by an additional 25% up to a maximum of £10,000. It costs me £62 a year.
Dolomite Silver Macan GTS Gen 2 (www.porsche-code.com/PLBT3XT5)
Rhodium Silver Macan GTS (sold)
JS18GTS
Posts: 24
Joined: Sun Mar 25, 2018 3:29 pm

Post by JS18GTS »

Nice one Tim H that code just took another £40 off bringing down to £330. £110 per year for no sleepless nights seems a bargain. 👍
Beaverman
Posts: 201
Joined: Fri Jan 29, 2021 8:04 am

Post by Beaverman »

I recommend gapinsurance.co,uk which I’d frank pickles. I was quoted £250 for 4 years back to invoice.
Now taken delivery of Gen 2 GTS http://www.porsche-code.com/PMWQDY44
penport
Posts: 68
Joined: Tue Feb 25, 2020 1:05 pm

Post by penport »

Another vote for ALA - not a lot of money for peace of mind should disaster strike - plus they allow you to transfer any remaining premium to your next car.
MY18 Macan GTS Volcano ACC, PAS, Air, PASM, PSP, PSE, Bose, PDLS+, carbon heated steering wheel
2015 Macan S Sapphire PSE, PSP, PASM, K&N [sold but not forgotten]
jk88
Posts: 315
Joined: Sat Jan 16, 2016 8:30 am
Location: Hants

Post by jk88 »

jaffacake wrote: Mon Feb 08, 2021 3:58 pm Never seen any value in it, so no.
Couldn't disagree more - my son's Mini was written off by a lunatic on the wrong side of the road a few years ago. Car was getting on 3 years old, cost £18k new. Insurance paid out around £12k, ALA paid out the balance. Claim was straightforward and paid within a couple of weeks. Wouldn't be without it on any new car now.
Macan GTS - Mar 17 to Jan 23
Macan SD - Apr 16 to Mar 17
Post Reply

  • Similar Topics
    Replies
    Views
    Last post