Exclusive? BMW? 20 years ago? The E46 3-series BMW was the ubiquitous repmobile, selling around half a million cars a year. Hardly exclusive.
Porsche inflation (sometimes best not to look)
Macan S collected 4 Dec 2017 - Jet Black, 20" SportDesign, Agate/Pebble, 18-way, Pano roof, Bi-Xenons with PDLS, Surround View, PASM, PS+, spare wheel, towbar.
2021 Audi TT Roadster Black Edition (hers)
2011 Freelander 2 (workhorse)
2021 Audi TT Roadster Black Edition (hers)
2011 Freelander 2 (workhorse)
BMW was a bit exclusive but about 40ish years ago!
Macan S
Audi S3 x 2
Macan
Jag XF x 2
Audi A3/4/6 (C. Cars)
VW Golf/Passat (C.Cars)
Ford Cortina/Capri/Sierra(C.Cars)
Toyota Celica x2
Triumph Stag/ TR5(classics)
MGB
Austin 1300( first car)
Audi S3 x 2
Macan
Jag XF x 2
Audi A3/4/6 (C. Cars)
VW Golf/Passat (C.Cars)
Ford Cortina/Capri/Sierra(C.Cars)
Toyota Celica x2
Triumph Stag/ TR5(classics)
MGB
Austin 1300( first car)
I almost bought a BMW way back. The 2002 Tii. But my wife didn't like it.
Eventually received March 2023.
http://www.porsche-code.com/PPRPIPZ4 sold Nov 23
Replaced with
https://configurator.porsche.com/porsche-code/PR4XQKX8
http://www.porsche-code.com/PPRPIPZ4 sold Nov 23
Replaced with
https://configurator.porsche.com/porsche-code/PR4XQKX8
Thanks Crockers, good info - top man
718 Boxster - lava orange (2019)
992 C2 racing yellow (2020)
https://configurator.porsche.com/porsche-code/PRIMAJB4
Ex - Macan S - Carmine (2022)
http://www.porsche-code.com/PNZVYTE0
992 C2 racing yellow (2020)
https://configurator.porsche.com/porsche-code/PRIMAJB4
Ex - Macan S - Carmine (2022)
http://www.porsche-code.com/PNZVYTE0
- Scooby_Doo
- Posts: 812
- Joined: Mon Feb 06, 2023 9:23 pm
- Location: South Wales 🏴
My Macan is mine and PCP rates are hard to justify. £53k for a car is a dream for most people and as we all know buying a car and being able to maintain it are two different things.Paul1970 wrote: ↑Thu Feb 15, 2024 6:19 pm I think the days of people buying cars on HP or for cash and getting full ownership are pretty much gone. Most people are on a PCP type deal with an optional balloon that they’ll never exercise and so all that really matters is deposit size and monthly repayments.
So the fact that a car as utterly shit as a Peugeot E2008 (I should know, I had one) can be £40k is irrelevant, as long as the repayments are affordable. However the fact a Macan starts at £53k (just £13k more) makes Porsche look like a more reachable brand than perhaps it once did. And if I was Porsche, and I felt that we would continue to sell every car that we had the capacity to manufacture*** that would bother me. Because, as a previous poster states, if Porsches cease to be exclusive could those waiting lists might start being eroded by customers looking for more exclusive brands?
*** ignoring the Taycan ‘can’t give them away’ issue.
It's a bad idea to buy a depreciating asset on finance. It's a worse idea if that finance is PCP, the most expensive finance product out there. Given the popularity of PCP though, I presume most people don't understand the product, do it because everyone else does it, badly want something they cannot otherwise afford, or simply don't care!
Current - Macan III GTS
Previous - Macan II GTS, Macan I GTS
Previous - Macan II GTS, Macan I GTS
-
- Posts: 1661
- Joined: Sat Sep 18, 2021 1:16 pm
- Location: Worcestershire
PCP is fine if you have no capital and can only afford £xxx per month. You pay through the nose but get to drive the car you want. That suits 80% of private new car buyers
Currently
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project 4 March 2025
https://configurator.porsche.com/porsche-code/PR6MH479
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project 4 March 2025
https://configurator.porsche.com/porsche-code/PR6MH479
Cash = £72k
Repayment cost = £86k
PCP cost = £93k
I imagine many people who use PCP focus on the monthly payment and not the TCO.
Current - Macan III GTS
Previous - Macan II GTS, Macan I GTS
Previous - Macan II GTS, Macan I GTS
-
- Posts: 85
- Joined: Fri Jan 05, 2024 11:44 pm
- Location: Fife
I think there are a lot of naive buyers out there who don’t have the first idea how much they are actually paying in interest. They are drawn in by the only thing that matters to them, how much does it cost a month….. they are a salesman’s dream!PaulR wrote: ↑Fri Feb 16, 2024 6:38 pm It's a bad idea to buy a depreciating asset on finance. It's a worse idea if that finance is PCP, the most expensive finance product out there. Given the popularity of PCP though, I presume most people don't understand the product, do it because everyone else does it, badly want something they cannot otherwise afford, or simply don't care!
My previous PCP example assumes you find the cash to pay off the GMV. If you were to take out a 4-year loan on the same interest rate to pay off the car and get out of the PCP loop, we have a 4th figure.
Cost for:
1. Cash buyer = £72k
2. Repayment loan = £86k
3. PCP with GMV paid cash = £93k
4. PCP with another loan to pay the GMV = £102k << Help!!!
Cost for:
1. Cash buyer = £72k
2. Repayment loan = £86k
3. PCP with GMV paid cash = £93k
4. PCP with another loan to pay the GMV = £102k << Help!!!
Current - Macan III GTS
Previous - Macan II GTS, Macan I GTS
Previous - Macan II GTS, Macan I GTS
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